Pilot Program · by application

Trust is qualified
continuously.

PIVER is the first trust infrastructure for digital platforms: it reads your users' identity through their real usage, integrating the context of each behaviour, continuously.

Reserve a pilot seat See how it works

Free during the pilot · No commitment · GDPR & DSA-ready

The real issue

Fraud no longer comes from outside. It comes from your own users.

Catching bots is no longer enough. Today the risk is real accounts whose behaviour drifts.

36%

of abuse and fraud committed by genuine users

More than doubled in a year. Real accounts, real behaviour drifting off course.

LexisNexis, 2025

+43%

first-party fraud growth since 2023

Not bot-generated. Economic pressure and easy disputes are fuelling the rise.

McKinsey, 2025

40%

of shoppers admit they have already committed abuse

Abusive returns, fraudulent disputes, multi-accounting: behaviours turned commonplace.

Ravelin Survey

30%

of challenged decisions are overturned by the platforms themselves

Without external review, nearly a third of disputes already end in reversal.

European Commission, DSA assessment, 2026

52%

of challenged decisions are overturned when an independent body reviews the case

One decision in two does not hold up to external review.

European Commission, DSA assessment, 2026

One decision in two does not hold up to external review. Not because teams work poorly, because the decision is not documented.

Global e-commerce figures, all sectors combined. On matchmaking platforms (C2C, C2B, marketplaces), they run distinctly higher.

The problem

On your platforms, not everything is black or white.

Today's tools see only two states: normal or blocked. Your users' reality is far more nuanced, and it shifts both ways.

Normal usage Compliant, expected
Incident One-off error
Ambiguous usage Weak signal
Anomaly Drift, inconsistency
Potential abuse Suspect pattern
Confirmed abuse Non-compliance
Fraud Malicious intent

← Trust is never permanently lost nor ever fully earned →

This is PIVER's reading scale. Every usage is qualified at its true level, and the response is proportionate to its impact, never all or nothing.

Without this graded reading, systems fall into one of two traps:

A system that is too punitive

Blocking too early = false positives, legitimate users lost, reputation damaged, support costs cascading.

A system that is too passive

Missing the drifts = abuse that settles in, operational costs that explode, growth impossible to support without risk.

PIVER responds at the right level, neither too punitive nor too passive: a living memory, not a frozen score.

The engine

A deterministic expert system.

Every decision can be explained. Always.

Input

Events & signals

An action on the platform: a report, a transaction, an interaction.
Analysis

Context & history

Behaviour placed back in its real journey, never in isolation.
Structuring

Explainable qualification

Dated, traceable, contestable. Outside the scope of opaque AI.
Output

Graduated recommendation

From an educational message to suspension.

Engine trace Case CASE-2841 Case CASE-2854

Input
- Report · parcel not delivered 11:32
- 4 cancellations in 7 days 11:32
- Unusual night-time activity 11:33
Analysis

History in context · 14 months · 212 transactions · reliability declining
Structuring

Ambiguous use Weak signal

R2 R8 R15 Dated · traceable · contestable
Output

Education Verification Restriction Suspension

Verification requested · No automatic sanction. The platform decides.

Input
- 15 login attempts 02:14
- IBAN changed, immediate withdrawal 02:31
- Duplicate account detected 02:31
Analysis

History in context · 3 weeks · linked accounts confirmed
Structuring

Fraud Malicious intent

R4 R11 R23 Dated · traceable · contestable
Output

Education Verification Restriction Suspension

Suspension recommended · Reason cited rule by rule, contestable by the user.

Trace replayed continuously. Same inputs, same decision, same explanation: the engine is deterministic.

The PIVER innovation

One tool, where you stack several.

Identity verification, automated rules, manual review: each approach covers part of the problem, none sees the whole. PIVER completes what you already run, without replacing your obligations.

Knowing who signs up says nothing about what happens next. Compared with classic identity verification:

One tool, where you stack several.
	Identity verification Classic KYC / KYB solutions	PIVER Behavioural trust infrastructure
When?	At sign-up, once	Continuously, across the whole journey
Based on what?	Declared identity	Real behaviour, placed back in its context
User friction	High: uploads, selfies, drop-offs	None: qualifies in the background, invisibly
Identity verification itself?	It is the product	One recommended action among others, when usage justifies it

And where automated rules and manual review let drift through (workarounds, false positives, case-by-case triage), PIVER sees the context and brings it all together.

What you gain

Trust is not a cost. It is a growth engine.

Concretely, every PIVER qualification moves your numbers: churn, tickets, disputes, reputation.

Less churn

Your good users are no longer blocked by mistake. No more false positives driving legitimate users away.

Fewer tickets

No more manual investigations. Every case arrives qualified, dated, with its recommendation. Signal → decision in under a day.

Reputation preserved

Fair, proportionate decisions. Your legitimate users notice nothing; abusers are dealt with.

Turnkey

SaaS, API or a simple export. No infrastructure to build or maintain: no technical debt, no hidden tech costs.

Security & compliance

Your data, compartmentalized and secure.

Trust starts with security. Your data is isolated, encrypted and hosted in France. Never pooled, never resold.

Isolated, compartmentalized data per platform. No pooling across clients, no resale.
End-to-end encryption and sovereign hosting in France. Your data stays in Europe.
GDPR by design , PIVER as a trust and security third party. Explainable and traceable, DSA-compliant.

Isolated data

Compartmentalized per client

Encryption

End to end

Sovereign

Hosted in France

GDPR · DSA

By design